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svg{width:15px;height:15px;flex-shrink:0}.gfe-insurance-link:hover{background:var(--teal);color:var(--white);box-shadow:0 6px 20px #254d5433;transform:translateY(-2px)}.gfe-insurance-link:active{transform:translateY(0)}.gfe-insurance-link:focus-visible{outline:2px solid var(--teal);outline-offset:3px}.gfe-table-wrapper{border:1px solid var(--border);border-radius:14px;overflow:hidden;box-shadow:var(--shadow-sm);background:var(--white)}.gfe-table{width:100%;border-collapse:collapse;font-family:var(--font-ui)}.gfe-table thead{background:var(--teal)}.gfe-table thead th{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#fffc;padding:16px 20px;text-align:left;white-space:nowrap}.gfe-table thead th:last-child{text-align:right}.gfe-table tbody tr{border-bottom:1px solid var(--border);transition:background .15s ease}.gfe-table tbody tr:last-child{border-bottom:none}.gfe-table tbody tr:hover{background:var(--teal-pale)}.gfe-table tbody td{padding:18px 20px;font-size:14px;color:var(--text);vertical-align:top;background:var(--white)}.gfe-table tbody tr:hover td{background:var(--teal-pale)}.gfe-table .td-service{font-family:var(--font-heading);font-size:15px;font-weight:700;color:var(--teal)}.gfe-table .td-fee{text-align:right;font-weight:600;color:var(--teal);white-space:nowrap}.td-service-sub{display:block;font-family:var(--font-body);font-size:12px;color:var(--text-muted);font-weight:400;margin-top:2px}.gfe-table-note{font-family:var(--font-body);font-size:13px;color:var(--text-muted);line-height:1.65;margin-top:16px;padding:0 4px}.gfe-rights{background:var(--white)}.gfe-rights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}.gfe-rights-card{background:var(--teal-pale);border:1px solid rgba(37,77,84,.12);border-radius:14px;padding:28px 24px;transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .3s ease}.gfe-rights-card:hover{transform:translateY(-5px);box-shadow:0 16px 40px 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ease;cursor:default}.gfe-dispute-step:last-child{border-bottom:none}.gfe-dispute-step:hover{background:var(--teal-pale);border-left-color:var(--gold)}.gfe-dispute-num{flex-shrink:0;width:32px;height:32px;background:var(--teal);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-ui);font-size:12px;font-weight:600;color:var(--white);transition:background .2s ease,transform .2s cubic-bezier(.34,1.56,.64,1);align-self:flex-start;margin-top:2px}.gfe-dispute-step:hover .gfe-dispute-num{background:var(--gold-dark);transform:scale(1.1)}.gfe-dispute-title{font-family:var(--font-heading);font-size:15px;font-weight:700;color:var(--teal);margin-bottom:4px;line-height:1.3}.gfe-dispute-desc{font-family:var(--font-body);font-size:13px;color:var(--text-light);line-height:1.7}.gfe-dispute-desc a{color:var(--teal-mid);text-decoration:underline;text-underline-offset:2px;transition:color .2s ease}.gfe-dispute-desc a:hover{color:var(--teal)}.gfe-cta{background:var(--teal);padding:72px 32px;position:relative;overflow:hidden}.gfe-cta:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 100% 50%,rgba(246,197,77,.1) 0%,transparent 65%);pointer-events:none}.gfe-cta-inner{max-width:700px;margin:0 auto;text-align:center;position:relative;z-index:1}.gfe-cta h2{font-family:var(--font-heading);font-size:clamp(22px,3vw,34px);font-weight:700;color:var(--white);letter-spacing:-.02em;line-height:1.2;margin-bottom:14px}.gfe-cta p{font-family:var(--font-body);font-size:16px;color:#ffffffc2;line-height:1.75;margin-bottom:32px}.gfe-cta-btn{font-family:var(--font-ui);font-size:15px;font-weight:600;color:var(--teal);background:var(--gold);padding:14px 32px;border-radius:8px;display:inline-block;box-shadow:0 4px 18px #f6c54d52;transition:background .2s ease,transform .15s ease,box-shadow .2s ease}.gfe-cta-btn:hover{background:var(--gold-hover);transform:translateY(-2px);box-shadow:0 6px 24px #f6c54d6b}.gfe-cta-btn:active{transform:translateY(0)}.gfe-cta-btn:focus-visible{outline:2px solid var(--white);outline-offset:3px}@media(max-width:640px){.gfe-hero{padding:40px 24px}.gfe-section{padding:52px 24px}.gfe-what-grid,.gfe-fees-grid{grid-template-columns:1fr;gap:36px}.gfe-rights-grid{grid-template-columns:1fr;gap:14px}.gfe-dispute-step{padding:20px}.gfe-cta{padding:52px 24px}}@media(min-width:641px)and (max-width:1024px){.gfe-what-grid,.gfe-fees-grid{grid-template-columns:1fr;gap:40px}.gfe-rights-grid{grid-template-columns:1fr 1fr}}